Does MSIG TravelEasy provide coverage for travellers with pre-medical conditions?

Hi Hamzah,

You would have to look at MSIG Travel Easy Pre-ex, not the original Travel Easy plan. Please note that you'll be subject to a few questions when you apply to ensure that you do indeed qualify for the plan.

The actual policy wording as follows:

The insured person must meet all the following conditions to be eligible for TravelEasy Pre-Ex cover:

1. The insured person is following his treating doctor's advice for all his pre-existing medical conditions. This includes not refusing or delaying any monitoring, medical appointment, medical test, medication, treatment or surgery.
2. The insured person does not have any medical condition or symptom which he has not consulted a doctor for or for which he is waiting for medical test, medical result, diagnosis, treatment or surgery.
3. In the last 12 months, the insured person has not had any pre-existing medical condition which has required them to:

• Receive treatment at a hospital's Accident and Emergency Department more than once;
• Stay in a hospital as an inpatient for more than three days in a row; and
• Stay in a hospital as an inpatient for more than once.

Yes, there are travel insurance policies that cover pre-existing medical conditions. Here is one of them: https://www.msig.com.sg/personal-insurance/trav...

Here is everything about me and what I do best.