Anonymous
If I already have a hospitalisation plan, is medical coverage for travel insurance important?
Looking to go for a holiday soon but unsure whether to get travel insurance.
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Hariz Arthur Maloy
19 Jun 2019
Independent Financial Advisor at Promiseland Independent
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Yes!!
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Clarence Chua
18 Jun 2019
Financial Planning Specialist at Prudential Assurance Singapore
Definitely.
Hospitalisation plan in Singapore only covers for singapore-based hospital (and only e...
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Absolutely. Your Integrated Shield Plan is meant for hospitalization stays in Singapore. Yes, we have an emergency outpatient benefit but hospitalization is not the only concern when travelling overseas.
Travel insurance covers so much more. Loss of belongings, medical reimbursement due to accident that may not end up as hospitalization, repratriation benefit, and plenty more.
Always get your travel insurance. It's not costly either. Just plan it as part of the expense when travelling. Better safe than sorry.