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I’m actually adding funds to Etoro platform but they only accept USD, so I wonder does the 2 cards have different currency exchange fee, and which is better.
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I don’t think it makes a difference unless it is explicitly stated that either of those cards have lower exchange rates. Both will use the bank forex rate for conversion. Read the T&Cs.
Use TransferWise/Revolut etc for such stuff. Apply for their debit cards.