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Do you think the other credit cards can/will counter moves of the digital bank (Trust/GXS) cards? If yes, what do you think they will do?
Or If no, you feel the current offerings of the banks are adequate and good enough to fend off the 2 new competitors? Will there be a carrot dangling war?
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On one hand, digital banks may offer more perks and rewards than traditional banks. On the other hand, traditional banks may offer better interest rates and terms. Ultimately, it is up to the individual to decide which type of bank or credit card is best for their needs.
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Trust bank offering is inferior to what traditional banks are offering so there's no reason to count...
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