Disability Income: Aviva IdealIncome vs GE PayAssure

Hello

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Will definitely need more details to have a fair answer :/

1) When you say offered - are these 2 proposed based on an existing need or out of the blue?

2) I find disability income payout plans to only be attractive under a few variables - ie: existing current income, length of term tenure, relevant reason for that income.

reason being - these plans are generally HARD to claim from as the conditions must be met - under which you'd probably benefit from other types of policies such as lump sum payouts

3) As with most disability and death/term life plans, my recommendation is to always take the cheaper premium. No point paying more for 'not that much more' benefit.

• We carry Aviva ltd products are part of our large distribution agreements

Happy to take a meeting over phone if you'd like.

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Best!