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Anonymous
Previously it was min. spending of $400 with 3% cashback for contactless payments and now you need to spend min. $500 and 1% cashback on contactless. Did I remember the previous T&C wrongly?
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Yes. I just went to take a look and it seems that they changed. You were right.
When I first started to use the card, it was 5% for $400 spend. Contactless only.
Then it changes and reduced to 3% for $400. Contactless only.
Now its 1% for contactless, but 3% for certain online food / transport categories.