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Anonymous

31 Aug 2022

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Decoupling for HDB (99/1)

Is it possible for husband to sell remaining 1% of the BTO to wife after the BTO has reached MOP? Husband will buy another resale/condo after that. Can the wife hold the HDB if she has reached 35yo?

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Ohmyhome

01 Sep 2022

Hey anon, unfortunately, you can no longer decouple for HDB flats, unless for very specific reasons such as divorce, death of an owner, financial hardship, loss of citizenship and medical reasons.

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Joe Lee

01 Sep 2022

Adventurer at Game of Life

I think the only way for this to happen without ABSD is to have your name under occupier instead of co-owner, but take note that means only the owner income will be taken into account for HDB loan

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1M45

31 Aug 2022

No decoupling for HDB.
Govt know the loophole & fixed it.
That is why if you find loophole ne...

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I have purchased a resale HDB with grants and HDB loan but I hope to own a EC or PC one day. Should I sell my HDB ASAP at a net loss?

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