DCA Strategy (Endowus S&P500) - Does it really work? Total invested (End-Mar): $1870; Value (End-Mar): $1915 Returns: 2.22%

3rd month:

Note: added $500 extra this month to take advantage of market conditions.

Initial investment in Jan 2023 of $790, and monthly buys of $290 (+ ad-hoc investments depending on situation). Very small now but that's the point of DCA.

The fund I chose was "LionGlobal Infinity U.S S&P 500 Stock Index Fund" because I wanted a diversified exposure to all sectors of the US stock market (in addition to my own stock portfolio).

I also wanted it to be fuss-free (hence Endowus as it also allows me to invest CPF OA monies if I wanted to).

Will post on a monthly basis, sort of as a testament of "why DCA works". Join me on my journey!

Any and all questions welcome!

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Lai Tuck Heng

29 Apr 2023

All the best

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Robin Lim

06 Apr 2023

DCA will works as long as you are persistent on executing in long term.

To further enhance your DCA return, you could increase ur monthly when market is towards low.

PS. You will need to have a emergency fund and saving to prevent any draw down from your investment in a bad market.

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SH

04 Apr 2023

Thank you for sharing the progress! Look forward to see the results after 5 yrs!

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Gaurav S

04 Apr 2023

All the best.... Index investing is long term game. You would have to let it run for few years ... to be able to have any significant conclusion/ deduction.

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SH

03 Apr 2023

When do you increase or decrease DCA amount...

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