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Anonymous

15 Dec 2020

Saving Hacks

Credit Card Previous Enquiries affecting my Current Applications?

I am new to credit cards (only holding one DBS Credit Card), and have been working for about 6 months. How do I erase my previous credit card enquiries? I previously applied for CIMB credit cards (about 3 times), and they failed because of administrative reasons: I failed to attach required files during the applications. However, these 3 attempts counted as CIMB REJECTING my credit card applications. This record has tarnished my ability to apply for more credit cards (e.g: rejected by Citibank)

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Something similar to this happened to me. There's no way you can get a card once they "blacklist" you. Consider other banks like UOB. No regrets, their loss.

Not possible to erase the previous equiries, it's on credit bureau's side.

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