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Anonymous

15 Oct 2020

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Buy resale hdb under singles scheme but got married later. any restrictions later?

Considerin buyin hdb resale after 35 under the singles scheme, then register the marriage (partner already has his name locked down in private ppty).

Can i be in sole ownership of my resale HDB even after marriage? Will HDB force us to own the resale HDB together after a period of time? (resulting to him having to sell private ppty)
R there any restrictions/disadvantages this plan will bring me/us? such as can't apply for BTO in future, no more grants, additional ABSD (randomly ramblings)

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Jiayee

15 Oct 2020

Salaryman at some company

You need to complete the paperwork before your marriage. I don't expect HDB to be such a hooligan but you may want to check with them.

I was in a slightly similar situation (not about the singles scheme) but HDB assured me that they will not confiscate my BTO.

Until your husband sells off his private property + 30 months cooldown, you cannot apply for BTO as a couple. Since you are married by then, you also cannot apply for BTO as a single.

A quick look at HDB's website only says they do not offer grants to people who have higher income or own private property. Not sure what happens after your husband sells it off.

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