BTO

1. Income Assessment: When applying for EHG, HDB usually considers the combined household income to determine your eligibility and the grant amount. However, they assess the average household income over a specific period, typically the 12 months before your application.

2. Your Situation: Since your partner has been working for more than one year and you are still studying in your final year, HDB will consider your partner’s income during the assessment period. If you do not have any income during this time because you are still studying, then only your partner’s income will be considered.

3. Implication on Grant Eligibility: If only your partner’s income is counted, and you have no income during the assessment period, the average income used to calculate the grant will be based solely on your partner’s earnings. This could mean you might qualify for a higher grant because the total household income appears lower without averaging in a second income.

4. Higher Grant Eligibility: Therefore, since your income is not contributing to the household income calculation during your studies, it does not raise the average income level, which may result in qualifying for higher grants.

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By: 101 games

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https://www.hdb.gov.sg/residential/buying-a-fla... getting over it

Great link.