BMI in determining premium?

For applications that require medical underwriting, e.g. life insurance, most if not all insurance companies will take BMI into consideration as part of its underwriting process.

To evaluate whether an insured will pay a higher premium for a higher than normal BMI, it will depend on the insurance company (different insurance companies have different risk tolerance level), type of insurance coverage, amongst other factors.

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BMI above 36 Ann's below 16 would come with loadings or even a rejection. But slightly overweight is ok. And this is standard across all Insurers.