Generally, at the 7% income tax bracket, ie $40k-$80k annual salary is when you can consider contributing. Below that it doesn’t really make sense.
At the 11.5% tax bracket i.e. $80k-$120k, I’d argue is when it almost certainly makes sense to contribute to SRS.
You can find the income tax brackets here: https://www.iras.gov.sg/irashome/Quick-Links/Ta...
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