As much as Endowus is great for CPF investing, is it a good idea to invest in their Cash portfolios?

Hi,

Definitely yes, we give access to institutional share class, globally diversified funds that are not available on other platforms, especially those using ETFs. We provide advice through our interface, helping you understand how your wealth will grow over the years, and also advise you in terms of portfolio construction, and choice of tax efficient funds.

We are the lowest cost platform that ensure that the all-in cost of investing is less than 1% including fund level fees, transaction/brokerage, platform, custody, FX costs/fees, etc.

I believe it is always a question whether are you able to get better yield somewhere? What is the money for?

For me, I will put money into cash portfolio and slowly DCA into their investment portfolio but no intention to park money there. You can get better yield from dash easyearn, singlife, elastiq etc.

It might be good idea if you have a large sum where you have not better yield at other place. Do study into the product and understand its risk.