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Anonymous

01 Dec 2020

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Credit Cards

Are there any credit cards available for people below the age of 21?

Which credit cards are eligible for people below the age of 21?

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Hello there, I'm currently a University Student. Using the Maybank eVibes card. 1% cashback on ALL spend no minimum spend. But to make purchases above 500, it would b recommended to create a bank account with them. As max credit is 500. So for instant top up to the maybank card for >500 per purchase, bank transfer from maybank acc to credit card is the fastest. Other means of top up take a few days.

There are other cards with better cashback like the SAFRA dbs debit card and black dbs visa debit card. But there's a min spend of 400-500. Which I'll never hit.

Dbs live fresh to hit 5% you must spend 600, if not 0.3%. If you read the T&C.

So for a low spender like me, I chose maybank evibes. Evibes is a student card. So if you're male, you may want to check if the evibes can b used in NS. I only started my credit card in uni.

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