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Anonymous

05 Feb 2020

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Any advice on what else i need to buy/how much i should be spending on the insurance? I am 27, earning 3.3k monthly. Thanks!

Was hospitalised 2 weeks ago for a stroke scare(turned out to be a nerve condition). Jolted me to check my coverage and I only have: 1. Pruwealth (paying $304/mth) 2. NTUC dreamsaver 3. NTUC Incomeshield Plan B. I know that H&S is a must, followeed by LIFE & critical illness. Sent me into panic mode because all along I thought I had hosp coverage!

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Raymond Ling

28 Sep 2021

Get a good insurance agent can advice your needs. to cover you for critical illness. important also to have a good investment portfolio for future financial independent in 20 to 30 years to come.

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Yixiong Chang

30 Apr 2019

Your incomeshield plan B is your hospitalisation coverage. Why did u think u didnt have any? During the financial counselling of your hospitalisation u should have been advised by the admission staff? =D

You should consider upgrading your hospitalisation plan, either to planP or to the enhanced incomeshield. For you age, a term $400k coverage for life and ci until age65 will only cost u less than $800/yr.

What was the exact diagnosis (this nerve condition) u mentioned? It might affect your ability to purchase future insurance. Were u hospitalised in a private or restructured hospital?

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Hariz Arthur Maloy

30 Apr 2019

Independent Financial Advisor at Promiseland Independent

Your NTUC incomeshield plan B is your hospitalization coverage.

I'd recommend that you apply for pr...

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