Any advice on how to best use the Crypto.com Visa card given that crypto is kind of on a downward spiral for now 😬

Cardup and pay income tax and insurance. With UOB absolute cashback, the fees are negligible.

Actually, now's a better 'time' to utilise the crypto.com Visa card given how the price of cronos (CRO) is at supressed levels and cashback is given based on current price of CRO hence now's the best time to accumulate your supply of CRO. If you visualise CRO akin to a stock, its like DCA-ing in regardless of the price. And depending on your tier, you'd be able to accelerate your pool of CRO with the 100% cashback on netflix / spotify and the staking rewards.

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My personal goal for CRO is to let my CRO exchange staking (which earns me 10% interest a year) work in tandem with the increase of CRO's value (fingers-crossed) to help get me to the next tier without topping up any money. And once someone reaches Rose Gold / Icy White, they'd have a lifetime complimentary access to airport lounges for 2 pax even after cancelling the card. Ultimate dream -inserts heart-shaped eye emoiji-