Best cards to use overseas to avoid fees Is it better to use cards like youtrip/revolut to avoid fees? Or to get credit cards that provide cashback/miles?

As SH mentioned, pairing the amaze card with an appropriate credit card lets you not only bypass the FX fee charge by credit cards, but also allows you to earn credit card rewards.

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For miles, Citi Rewards earns 4 mpd when paired with amaze, as long as you're not spending on travel - hotels, flights, car rentals, etc. Dining and shopping earns 4 mpd just fine.

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I have a post about the amaze card that you can check out if you're interested: https://www.thefrugalstudent.com/instarems-amaz...

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If you prefer to use a debit card, Revolut and YouTrip work just fine too.

Using Instarem's Amaze Card paired with Citi Rewards to get 4 miles per dollar is probably the best value, but take note that hotel/flight bookings are excluded from earning 4mpd