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Ed

28 Jan 2024

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Am currently partially using CPF to pay for my home loan and want to switch to fully using cash. Is it easy to reapply to use CPF again in the future? Should i pay minimal CPF or cease CPF payment?

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Kent Toh

29 Jan 2024

Consultant at Sprinklr

Leaving $1 for CPF payments gives you flexibility to adjust on CPF end without having to go through any re-application.

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1M45

28 Jan 2024

Just pay $1 using CPF.

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I’m currently paying my hdb loan half with cpf half with cash. As we know money used from cpf will snowball with accrued interest. Assuming you have cashflow, do you recommend using all cash instead?

Currently I'm paying for my flat with a HDB loan and if I have spare cash, would it be better to reduce the loan amount/duration or pay back my CPF used for the flat?

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