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Anonymous

15 Dec 2020

∙

45 yrs old, saving for retirement. I'm thinking of investing my OA aggressively using Endowus. But does that mean I need to liquidate all my funds by 65 yrs old latest to optimize CPF Life payouts?

Desired payout date: 65 yrs old.

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Coffee chat

18d ago

Just wonder how your investment journey since this post? Able to share

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Seahunter

08 Dec 2024

Been thinking that to use OA to invest Endowus to reach FRS… any opinion?

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Shengshi Chiam, CFA

15 Dec 2020

Personal Finance Lead at Endowus

Hi Anon,

I am investing in Endowus in a 100% equities portfolio myself. If we can commit the money ...

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45 yrs old single, saving for retirement. I have $65K CPF-SA and $30K in CPF-OA. Does it make sense to transfer all my OA to SA, or use $10K to invest in Endowus for higher i/r?

40 yrs old single, saving for retirement. I've only invested in STI ETF using OA. Thinking of selling it soon and switch my OA to Endowus instead, is that a good idea and which fund to buy first?

Hi all, need your opinion. I'm 56 yrs old, is $1,500 enough if I retire now for the next 9 yrs till I received my CPF Life? My house is fully paid for. Utility bills are all paid by my son.

I'm 28. After setting aside 12 months emergency fund, do I still need to allocate money to savings? Or should I use my spare cash to invest or top up CPF?

Should I a) use my CPF OA funds to invest in Endowus or b) transfer my OA balance into SA to earn 4% interest? (Assume house is already bought and no other use for OA funds)?

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