Anonymous

02 Dec 2020

∙

40 yrs old single, saving for retirement. I've only invested in STI ETF using OA. Thinking of selling it soon and switch my OA to Endowus instead, is that a good idea and which fund to buy first?

Should I swap from STI ETF to Endowus for my CPF OA investment?

Discussion (3)

What are your thoughts?

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Ristrettz

13 Feb 2023

Life Journey at Founder

I personally prefer to follow the S&P 500. Endowus does pretty well on the investing CPF related funds but DYOD

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Kok Hong

02 Dec 2020

Thats definitely a much better option than STI, super terrible index

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1M45

02 Dec 2020

Anything is better than STI ETF.
It depend on your risk appetite: x%equity x%bond

Also thing to con...

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45 yrs old, saving for retirement. I'm thinking of investing my OA aggressively using Endowus. But does that mean I need to liquidate all my funds by 65 yrs old latest to optimize CPF Life payouts?

45 yrs old single, saving for retirement. I have $65K CPF-SA and $30K in CPF-OA. Does it make sense to transfer all my OA to SA, or use $10K to invest in Endowus for higher i/r?

I am planning to invest $600/month. I am planning to invest $200 each using RSPs into the following ETFs: Tracker Fund HK, Nikko AM STI ETF, Lion-Phillip S-REIT ETF. Would that be a good idea?

HDB is going to wipe out most of my OA when I buy BTO. Do you think I should let it wipe out my OA(excluding first 20k) or do you think I should start accumulating STI ETF using money in OA?

If I feel that I can make 3-4% return on my investments through index funds (i.e STI ETF), should I pay my home loan using my cpf oa or using cash instead? ?

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45 yrs old, saving for retirement. I'm thinking of investing my OA aggressively using Endowus. But does that mean I need to liquidate all my funds by 65 yrs old latest to optimize CPF Life payouts?

45 yrs old single, saving for retirement. I have $65K CPF-SA and $30K in CPF-OA. Does it make sense to transfer all my OA to SA, or use $10K to invest in Endowus for higher i/r?

I am planning to invest $600/month. I am planning to invest $200 each using RSPs into the following ETFs: Tracker Fund HK, Nikko AM STI ETF, Lion-Phillip S-REIT ETF. Would that be a good idea?

HDB is going to wipe out most of my OA when I buy BTO. Do you think I should let it wipe out my OA(excluding first 20k) or do you think I should start accumulating STI ETF using money in OA?

If I feel that I can make 3-4% return on my investments through index funds (i.e STI ETF), should I pay my home loan using my cpf oa or using cash instead? ?