24 years old, beginning my investment journey! Am I doing too many things at once?

Is good for you to exposed to different investment products when starting out.
Remember to keep track of them and decide which products suits you more after about 1-2 year!

Had tried SSB, P2P lending, stocks, BCIP, unit trust and robo-investment for myself and decided to stick with robo + stocks.

I think you should also have some easily liquidable savings just in case of any issues where you might need money urgently!

Hi Anon,

It looks good that you are starting to move into investments and making your hard-earned money work for you.

I think some things you might want to look at is the protection of your wealth, for your health policy, did you purchase the rider other than just the base plan that is payable via medisave? Have you also gotten a personal accident policy? Accidents can happen to us at the least expected, so it's good to be well protected.

Also, you and your girlfriend might want to look at a whole life policy at your age as well because the premiums are definitely affordable based on your age now, just looking at the protection of your income unless you are considering to be self-insured by having more savings

I think you're doing the right stuff. But along the way you may want to pick up investment books and get more traction on that. Worked for me!

One thing I wish I knew was that I shouldn't be too optimistic about salaried income as this may change anytime. Always good to have some buffer and not commit to too many monthly commitments :)