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The base interest rate per annum for BOC SmartSaver savings account depends on the account balance. The more you deposit, the higher the prevailing interest rate.
The bonus interest rate per annum for BOC SmartSaver savings account comes with a few criteria:
Interest Rate (p.a.)
Card Spend ($500 - S$1,499)
Card Spend (above S$1,500)
Salary Crediting ($2,000 to $5,999)
Salary Crediting (above S$6,000)
Bill Payment (3 bills of at least S$30 each)
Extra Savings (At least ONE fulfilled condition, applied on balance above $60k, capped at $1mil)
Here are the minimum monthly spend required on a credit card for bonus interest:
*Bonus interest is only applicable to the first S$60,000 in the bank account.
GIRO Payments of Bills
Extra Savings Bonus