Standard Chartered Credit Card Funds Transfer Reviews and Comparison - Seedly
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Standard Chartered Credit Card Funds Transfer

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Plans (4)

Slide 1 of 4
  • Standard Chartered Credit Card Funds Transfer (3 Month Tenure)

    28%
    EFFECTIVE INTEREST RATE
    0%
    FLAT INTEREST RATE
    0.7%
    PROCESSING FEE
  • Standard Chartered Credit Card Funds Transfer (6 Month Tenure)

    28%
    EFFECTIVE INTEREST RATE
    0%
    FLAT INTEREST RATE
    1.5%
    PROCESSING FEE
  • Standard Chartered Credit Card Funds Transfer (9 Month Tenure)

    28%
    EFFECTIVE INTEREST RATE
    0%
    FLAT INTEREST RATE
    2.5%
    PROCESSING FEE
  • Standard Chartered Credit Card Funds Transfer (12 Month Tenure)

    28%
    EFFECTIVE INTEREST RATE
    0%
    FLAT INTEREST RATE
    4.5%
    PROCESSING FEE

    Standard Chartered Credit Card Funds Transfer (3 Month Tenure)

    28%
    EFFECTIVE INTEREST RATE
    0%
    FLAT INTEREST RATE
    0.7%
    PROCESSING FEE

Details

About Standard Chartered Funds Transfer

  • interest free personal loan for 3 - 12 months tenure, with EIR at 2.83% - 4.86% p.a.
  • 0% prevailing interest rate for the agreed tenure of 3 - 12 months
  • One-time non-refundable processing fee starting from only 0.7%
  • Minimum annual income required is S$30,000
  • Minimum monthly payment of 1% of your principal loan amount
  • Minimum transfer amount is S$1000.
  • Allows you to access short-term funds from your card limit at a lower rate.
  • Choose to transfer funds to either a Standard Chartered or non-Standard Chartered account
  • More suited for short-term loans that can be paid off before the interest free period ends
  • Stand to get instant loan approval from Standard Chartered when applying online

Funds Transfer is a balance transfer type personal loan by Standard Chartered Singapore. Balance Transfers allow for the outstanding amount in one account to be transferred to another account with a lower interest rate.

Read More about Standard Chartered Credit Card Funds Transfer
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Interest Rates for Standard Chartered Funds Transfer

Tenure

Effective Interest Rates (EIR) p.a.

Processing Fee

3

2.83%

0.7%

6

3.10%

1.5%

9

3.51%

2.5%

12

4.86%

4.5%

Features: Pros and cons of Standard Chartered Funds Transfer

  • interest free personal loan for 3 - 12 months tenure, with EIR at 2.83% - 4.86% p.a.
  • 0% prevailing interest rate for the agreed tenure of 3 - 12 months
  • One-time non-refundable processing fee starting from only 0.7%
  • Minimum annual income required is S$30,000
  • Minimum transfer amount is S$1000; maximum transfer amount is 95% of the available credit limit
  • Minimum monthly payment of 1% of your principal loan amount
  • Choose to transfer your funds to either a Standard Chartered or non-Standard Chartered account
  • Stand to get instant loan approval from Standard Chartered when applying online
  • More suited for short-term loans that can be paid off before the interest free period ends

  • If your loan amount is not paid by full punctually, you will be subjected to a high prevailing interest rate of 26.9% p.a.
  • High minimum income requirement for foreigners

  • More details on Stan Chart's balance transfer and their credit card balance transfer calculator here.

Eligibility: who can apply?

  • 21 to 65 years old
  • annual income of at least S$30,000 for Singaporeans and PR
  • annual income of at least S$60,000 for foreigners, with a Singapore Employment Pass

Other Fees: what else to look out for?

  • Late Fee: S$80
  • Early redemption fee: S$0
  • Late interest will be calculated on a daily basis at the EIR of 28% p.a. (0.077% per day)

Contact Standard Chartered Singapore

Tel: +65 6747 7000