Sompo PA Star Personal Accident Insurance Reviews and Comparison - Seedly
Seedly logo
Seedly logo
 

Sompo PA Star Personal Accident Insurance

  • Overview
  • Reviews (1)
  • Questions (0)
  • More Details

Plans (5)

Slide 1 of 5
  • PA Star Elite6

    $500,000
    ACCIDENTAL DEATH
    $650 / week
    TEMPORARY DISABILITY
    Up to $7,000
    MEDICAL BENEFITS
    $1,000
    TCM & CHIROPRACTOR
  • PA Star Elite2

    $300,000
    ACCIDENTAL DEATH
    $350 / week
    TEMPORARY DISABILITY
    Up to $5,000
    MEDICAL BENEFITS
    $1,000
    TCM & CHIROPRACTOR
  • PA Star Elite

    $200,000
    ACCIDENTAL DEATH
    $200 / week
    TEMPORARY DISABILITY
    Up to $4,000
    MEDICAL BENEFITS
    $1,000
    TCM & CHIROPRACTOR
  • PA Star Deluxe

    $100,000
    ACCIDENTAL DEATH
    $100 / week
    TEMPORARY DISABILITY
    Up to $3,000
    MEDICAL BENEFITS
    $1,000
    TCM & CHIROPRACTOR
  • PA Star Standard

    $50,000
    ACCIDENTAL DEATH
    $50 / week
    TEMPORARY DISABILITY
    Up to $2,000
    MEDICAL BENEFITS
    $1,000
    TCM & CHIROPRACTOR

    PA Star Elite6

    $500,000
    ACCIDENTAL DEATH
    $650 / week
    TEMPORARY DISABILITY
    Up to $7,000
    MEDICAL BENEFITS
    $1,000
    TCM & CHIROPRACTOR

Details

Sompo PA Star Personal Accident Insurance Review 2020

  • Sompo Personal Accident Insurance - PA Star - allows its customers to customise their plans with flexible limits and affordable premiums.
  • PA Star offers 5 plans from the cheapest to most premium: Standard, Deluxe, Elite, Elite 2, and Elite 6.
  • Permanent Disablement and Accidental Death covered up to $500,000 each
  • PA Star also offers a generous Medical Expenses coverage for up to 17 infections diseases including Hand, Foot, Mouth Disease (HFMD), Zika etc.
  • PA Star features special coverages like Marriage Bonus Allowance, Staycation & Ticket Cancellation, Full Terrorism Coverage
Read More about Sompo PA Star Personal Accident Insurance
Reviews (1)

5.0

1 Reviews

  • 5
    1
  • 4
    0
  • 3
    0
  • 2
    0
  • 1
    0

Read Review About...

Most HelpfulMost RecentLow to HighHigh to Low
  • Updated 2w ago

    Purchased

    PA Star Standard

    I have been on this plan for years, it is great value for money ! Sompo has in recent years made the claim process alot simpler through their app. Claims processing speed is not great but it generally goes through. This plan also covers food poisoning which helps if you eat out alot.
    0 comments
    0
Questions (0)
Recent ActivityUnansweredTrending
No questions found.

Summary of Sompo PA Star Insurance Coverage

Here is a summary of Sompo Personal Accident’s coverage:

Plans

Medical Expenses

Accidental Death & Disability

Weekly Income Benefit

Mobility Aids Reimbursement

Standard

  • Hospital: S$2,000
  • TCM & Chiropractor: S$1,000 per accident / $50 per visit
  • Individual: S$50,000
  • Double Indemnity S$100,000

S$50

S$2,000

Deluxe

  • Hospital: S$3,000
  • TCM & Chiropractor: S$1,000 per accident / $150 per visit
  • Individual: S$100,000
  • Double Indemnity S$200,000

S$100

S$3,000

Elite

  • Hospital: S$4,000
  • TCM & Chiropractor: $1,000 per accident / $150 per visit
  • Individual: S$200,000
  • Double Indemnity S$400,000

S$200

S$4,000

Elite 2

  • Hospital: S$5,000
  • TCM & Chiropractor: $1,000 per accident / $150 per visit
  • Individual: S$300,000
  • Double Indemnity S$600,000

S$350

S$4,000

Elite 6

  • Hospital: S$7,000
  • TCM & Chiropractor: $1,000 per accident / $150 per visit
  • Individual: S$500,000
  • Double Indemnity S$1,000,000

S$650

S$4,000

Other Notable Benefits of Sompo PA Star

1. Coverage for 17 Infections Diseases

Sompo PA Star covers one of the most extensive lists of Infectious Diseases in PA with - 17 diseases from HFMD and Zika to Rubella.

2. Daily Hospital Allowance

from $50 to S$300 depending on your plan

3. Family/ Parental Allowance

per month from S$1,000 to S$3,000 depending on your plan

4. Domestic Helper Cover

$5,000 per policy period for all plans

5. Staycation & Ticket Cancellation

up to 2 events, S$100 per event

6. Marriage Bonus Allocation

S$100

7. Free Extensions

Covers: Accidental Miscarriage, Insect/Animal Bites, Civil Commotions, Suffocation (by Smoke, Fumes, Gas, and Drowning), etc.

Sompo PA Star Extensions and Riders

ID Booster providing Daily Hospitalisation Allowance (up to 60 Days)
- Due to 17 Specified Infectious Diseases

Education Fund for Insured Child(ren) upon Accidental Death of the Insured Self or Insured Spouse

Parent’s Cover up to 4 parents including parents-in-law if both Insured Adults are covered under the same PA Star plan

Standard

S$50

$25,000

$25,000

Deluxe

S$100

$25,000

$25,000

Elite

S$150

$25,000

$25,000

Elite 2

S$200

$25,000

$25,000

Elite 6

S$300

$25,000

$25,000

Classification of Occupation Groups

Class 1
  • Persons engaged in indoor & non-manual work in non-hazardous places
  • Example: Barber / Hairdresser, Beautician, Tailor, Nurse, Dentist / Doctor / Surgeon (Non-veterinary), Indoor sales / Marketing, Software Engineer, Management with overseas travel less than 12 times a year, MINDEF Administrative Staff (Exclude field training), Home-maker, Retiree, Full-Time Students, Teachers.
Class 2
  • Persons engaged in outdoor, supervisory or occasional manual work not involving the use of tools or machinery or exposure to any special hazards
  • Example: Chauffeur, Engineer (Excluding Software Engineer), Foreman (Non-Construction), Outdoor Sales / Marketing, Surveyor, Insurance Agent / Property Agent, Assembly Line Production Worker (Not using tools & machinery), Unarmed Security Guard, Laboratory Assistant, Management with overseas travel 12 or more times a year, Fitness / Gym Instructor, Chiropractor / Physiotherapist, Chinese Physician, Domestic Helper, Manicurist / Pedicurist
Class 3
  • Persons engaged in manual work not of particularly hazardous nature but involving the use of tools or machinery
  • Example: Baker / Chef, Contractor, Carpenter (Not using machinery), Driver, Courier, Motor Repairer, Hawker/ Market Stallholder, Plumber, Technician, Veterinary Surgeon, Painter (Not involving work at heights)

How Much Does Sompo PA Star Cost?

Plans

Class 1

Class 2

Class 3

Standard

S$144.45

S$162.64

S$288.90

Deluxe

S$192.60

S$235.40

S$460.10

Elite

S$310.30

S$379.85

-

Elite 2

S$455.82

S$529.65

-

Elite 6

S$746.86

S$829.25

-

Annual Premium for SOMPO PA Star

Eligibility: Who Can Apply for Sompo PA Insurance?

  • Age Limit: below 65 years old (*Note the policy ends when the insured reaches age 75)
  • Must hold a valid Singapore identification document that includes either a National Registration Identification Card (NRIC) Number or a Foreign Identification Number (FIN)
  • Must have never been refused to buy or renew any Personal Accident insurance, nor have their Personal Accident insurance ever been cancelled or voided by their insurer, and
  • Sompo's list of declined occupations that are deemed too high-risk:
    DECLINED OCCUPATIONS:
    Industrial workers using heavy machinery / woodworking tools and machineries: any occupation involving aviation activities; police force personnel, fire fighters; construction / unskilled workers; ship crew or workers on board vessels, stevedores, shipbreakers; occupations involving diving, platforms, oil and gas rig worker; offshore workers; work involving heights (exceeding 30 feet above ground or floor level) and / or works underground and travel beyond normal speed on land / or handling of hazardous chemical / electricity; professional sports teams; professional divers and jockeys; welders and the like, Crane operators.

How To Claim Sompo PA Insurance

  • One can either call Emergency Assistance +65 6532 2522 or visit Sompo's website for online claims procedure
  • Claims must be made within 14 days of the accident
  • Documentation such as but not limited to, medical reports, evidence and police reports, etc are required to assess claims

Contact Sompo

  • Contact Number: +65 6461 6555
  • Emergency Services: +65 6532 2522
  • Address: 05-01/06 Land Tower, Raffles Place, Singapore Land Tower, Singapore 048623