Sompo PA Star Personal Accident

Summary of Sompo PA Star Insurance Coverage

Here is a summary of Sompo Personal Accident’s coverage:

Other Notable Benefits of Sompo PA Star

1. Coverage for 17 Infections Diseases

Sompo PA Star covers one of the most extensive lists of Infectious Diseases in PA with - 17 diseases from HFMD and Zika to Rubella.

2. Daily Hospital Allowance

from $50 to S$300 depending on your plan

3. Family/ Parental Allowance

per month from S$1,000 to S$3,000 depending on your plan

4. Domestic Helper Cover

$5,000 per policy period for all plans

5. Staycation & Ticket Cancellation

up to 2 events, S$100 per event

6. Marriage Bonus Allocation

S$100

7. Free Extensions

Covers: Accidental Miscarriage, Insect/Animal Bites, Civil Commotions, Suffocation (by Smoke, Fumes, Gas, and Drowning), etc.

Sompo PA Star Extensions and Riders

Classification of Occupation Groups

Class 1

• Persons engaged in indoor & non-manual work in non-hazardous places
• Example: Barber / Hairdresser, Beautician, Tailor, Nurse, Dentist / Doctor / Surgeon (Non-veterinary), Indoor sales / Marketing, Software Engineer, Management with overseas travel less than 12 times a year, MINDEF Administrative Staff (Exclude field training), Home-maker, Retiree, Full-Time Students, Teachers.

Class 2

• Persons engaged in outdoor, supervisory or occasional manual work not involving the use of tools or machinery or exposure to any special hazards
• Example: Chauffeur, Engineer (Excluding Software Engineer), Foreman (Non-Construction), Outdoor Sales / Marketing, Surveyor, Insurance Agent / Property Agent, Assembly Line Production Worker (Not using tools & machinery), Unarmed Security Guard, Laboratory Assistant, Management with overseas travel 12 or more times a year, Fitness / Gym Instructor, Chiropractor / Physiotherapist, Chinese Physician, Domestic Helper, Manicurist / Pedicurist

Class 3

• Persons engaged in manual work not of particularly hazardous nature but involving the use of tools or machinery
• Example: Baker / Chef, Contractor, Carpenter (Not using machinery), Driver, Courier, Motor Repairer, Hawker/ Market Stallholder, Plumber, Technician, Veterinary Surgeon, Painter (Not involving work at heights)

How Much Does Sompo PA Star Cost?

Eligibility: Who Can Apply for Sompo PA Insurance?

• Age Limit: below 65 years old (*Note the policy ends when the insured reaches age 75)
• Must hold a valid Singapore identification document that includes either a National Registration Identification Card (NRIC) Number or a Foreign Identification Number (FIN)
• Must have never been refused to buy or renew any Personal Accident insurance, nor have their Personal Accident insurance ever been cancelled or voided by their insurer, and
• Sompo's list of declined occupations that are deemed too high-risk:
  DECLINED OCCUPATIONS:
  Industrial workers using heavy machinery / woodworking tools and machineries: any occupation involving aviation activities; police force personnel, fire fighters; construction / unskilled workers; ship crew or workers on board vessels, stevedores, shipbreakers; occupations involving diving, platforms, oil and gas rig worker; offshore workers; work involving heights (exceeding 30 feet above ground or floor level) and / or works underground and travel beyond normal speed on land / or handling of hazardous chemical / electricity; professional sports teams; professional divers and jockeys; welders and the like, Crane operators.

How To Claim Sompo PA Insurance

• One can either call Emergency Assistance +65 6532 2522 or visit Sompo's website for online claims procedure
• Claims must be made within 14 days of the accident
• Documentation such as but not limited to, medical reports, evidence and police reports, etc are required to assess claims

Contact Sompo

• Contact Number: +65 6461 6555
• Emergency Services: +65 6532 2522
• Address: 05-01/06 Land Tower, Raffles Place, Singapore Land Tower, Singapore 048623

Contact us at [email protected] should you require any assistance or spot any inaccuracies.