Income PA Guard

Summary of Income Personal Mobility Guard Insurance Coverage

Optional Rider Add-ons for Income Personal Mobility Guard Insurance Coverage

Lifestyle Maintenance

(Benefit parameters illustrated are for the maximum sum insured, Plan 4)

1. Mobility Aids (per accident) - up to S$3,000
2. Weekly Cash (per week; up to 52 weeks in a row) - up to S$400
3. Family Support Fund - up to S$200,000
4. Re-employment Benefit - up to S$5,000
5. Modifying your home (per lifetime) - up to S$25,000

Optional Hospitalisation Benefits

1. Daily Hospital Income (per day; up to 365 days per accident) - up to S$350
2. ICU Triple Cover (per day; up to 30 days per accident) - up to S$1,050
3. Emergency medical evacuation - S$100,000
4. Ambulance Fee (per accident) - S$200
5. Broken Bones or Fractures (per lifetime) - up to S$25,000

Occupational Groups

As usual, the premiums for all Personal Accident Insurance depends on your occupation and age. NTUC Income covers 2 classes of occupations which they categorise as Group A and Group B.

Group A (approximate of Class 1 and Class 2 Occupations)

Professions or occupations of professional, administrative, managerial or clerical nature or occupations of outdoor nature or involving light manual work without the use of tools or machinery

Examples: Admin executive, auditor, lawyers, salespersons, managers, homemakers, domestic helpers, students, doctors, teachers, insurance agents, waiters, retailers etc

Group B (approximate of Class 3 and Class 4 Occupations)

Professions or occupations involving manual work with the use of tools or machinery or uniform professions involving security or defence work or whose work environment is in high altitude or of hazardous nature

Examples: Hawkers, cooks, drivers, painters, fitness/gym trainers, despatch, construction workers, commercial airline crews, national servicemen, policemen, prison wardens, steermen, security guards, carpenters, technicians, mechanics, veterinary surgeons, paramedics, life guards etc.

How Much does Income Personal Mobility Guard Insurance Coverage

The premium for Income PA Guard will be priced according to your occupation group:

How To Claim From Income Personal Mobility Guard Insurance

• First, complete claims form from Income online
• Then prepare relevant supporting documents such as but not limited to:
  Death certificate, police report, medical report, original medical reports etc
• Submit your claims by email
• Remember to submit your claim as soon as possible, within 30 days from the date of the insured event(s).
• Claims would typically be settled within 10 working days is all required information/documents are received
• Do keep the original medical bills/receipts for six months.

Eligibility: Who Can Apply for Income Personal Mobility Guard Insurance?

• Age: 15 days to 65 years old
• Individuals with a valid Singapore identification document such as a Singapore National Registration Identification Card (NRIC), Employment Pass, Work Permit, Long Term Visit Pass or Student Pass
• If you are living or working in Singapore, or away from Singapore for no more than 180 days at any one time

Contact Income Personal Accident

• Customer Service: 6332 1133
• Personal Accident Claims: 6788 6616
• Personal Accident Insurance product purchase enquires: 6788 1111

Contact us at [email protected] should you require any assistance or spot any inaccuracies.