|Operations||All funds transfer will be managed by the escrow agent|
|Methodology||Project-based and business term loans|
|Fees||0% charged to investors 3-5% service fees charged to opportunity providers|
|Minimum||S$1,000- S$5,000 per campaign|
|Default Rate||26.32% (2016) 2.2% (2017) 0% (2018)|
CoAssets Pte Ltd is wholly owned by CoAssets Limited and is a listed company on the Australian Securities Exchange (ASX: CA8). CoAssets is also Singapore’s and pan Asia-Pacific region’s largest digitally enabled investor platform, offering a wide range of opportunities across different industries.
CoAssets caters to individuals of all calibres in the financial industry, from entry-level retail investors to high-net-worth institutions wanting to grow shareholder value through prudent capital enhancement. Currently, CoAssests has raised more than $100 million and funded projects in more than 10 countries globally.
CoAssets Risk Assessment Model (CRAM) was developed together with Ernst & Young (EY) to evaluate the companies they dispatch loans to.
Borrowers: Investors’ funds are held by a licensed escrow agent. Should the individual become insolvent, the funds will continue to be handled by an escrow agency. Loan agreements in place will continue to be valid and a reputable agency will be assigned to fulfil the service duties.
Platform: Should CoAssets become insolvent one day, investors continue to receive monthly repayments on the loans that have been dispatched.
The minimum investment for projects is $1,000 per campaign.