DBS TermProtect Life Insurance

DBS TermProtect Life Insurance Review 2024

Death Benefit

The base plan sum insured amount will be paid in the event of death of the life insured. The policy will be terminated upon claim of death benefit. This benefit is not payable if the life insured dies from suicide within 1 year from the policy issue date or the policy reinstatement date whichever is later.

Terminal Illness (TI) Benefit

The death benefit will be accelerated in one lump sum upon diagnosis of TI of the life insured within the policy term.

Definition of TI:

TI is defined as the conclusive diagnosis of an illness that is expected to result in the death of the life insured within 12 months. This diagnosis must be supported by a medical examiner and confirmed by Manulife's appointed medical examiner.

Total and Permanent Disability (TPD) Plus Benefit

The death benefit will be accelerated in one lump sum upon diagnosis of TPD of the life insured within the policy term.

Definition of TPD Plus:

In the event of TPD before the "TPD Expiry Date”, the reduced sum insured amount shall be payable in one lump sum. The disability must last for a minimum period of 6 consecutive months before a claim can be admitted.

Features of the Insurance

• Covered against death, total and permanent disability or terminal illness
• Flexibility to choose the policy term that suit your needs
• Apply online. Just answer 3 simple questions, no health check-ups required

How to apply for DBS TermProtect

Visit DBS website for more details on the policy and the exclusions

Insurer's Contact Information

• Tel: +65 6833 8188
• Email: [email protected]