DBS ProtectFirst Life Insurance

DBS ProtectFirst Life Insurance Reviews 2024

Death Benefit

In the event of death of the life insured while the policy is in-force, the Death Benefit sum insured will be payable in a lump sum.

The policy will be terminated upon claim of death benefit. This benefit is not payable if the life insured dies from suicide within 1 year from the policy issue date or the policy reinstatement date whichever is later.

Critical Illness (CI) Benefit

If the life insured is diagnosed with early or intermediate stage critical illness while the policy is in-force, 25% of the CI benefit sum insured will be payable and the CI sum insured will be reduced accordingly by the amount paid – the remaining sum insured will be paid out upon Advanced Stage.

If the life insured is diagnosed with advanced stage critical illness while the policy is in-force, 100% of the CI benefit sum insured will be payable in a lump sum.

Accidental Hositalisation Benefit

Within 30 days of an accident, in the event that the life insured suffers from accidental injury and was hospitalized for at least 6 days consecutively from date of admission requiring surgery, Manulife will pay 100% of the Accidental Hospitalization sum insured.

Accidental Death / Accidental Total and Permanent Disability (TPD) Benefit

Manulife will pay either (1) In the event of Death of the life insured due to an accident within 365 days, Manulife will pay 100% of Accidental Death sum insured, or (2) If the life insured is diagnosed with TPD due to an accident within 365 days, Manulife will pay 100% of Accidental TPD sum insured.

Each of these 4 benefits have independent Sum Insured. Once 100% of the respective sum insured is paid, the respective benefit will be terminated - The policy will continue to be in-force (with the remaining benefits).

Features of the Insurance

• Covered against death, Critical Illness (includes early stage) and serious accident
• Flexibility to choose the policy term that suits your needs
• Apply online. Just answer 3 simple questions, no health check-ups required

How to apply for DBS ProtectFirst

Visit DBS website for more details on the policy and the exclusions

Insurer's Contact Information

• Tel: +65 6833 8188
• Email: [email protected]