Young adults in your 25-28s, what is your current spending per month?

It is better to view things as a percentage of your income as opposed to a real number. A person earning $10,000 a month at 25 would be classified as extremely frugal if he spends $500 a month. While if he earns $1,700, he would be classified as diligent.

Your spending is in line with some of my younger adult clients - most save the majority of their income in cash.

You can calculate your guidelines for cashflow here:

https://www.aaronleow.com/calculators

I believe yours seem frugal to me.

I (within the age group) live away from my parents. I'm currently staying in a rented place which does not allow me to cook.

My average monthly expenses is SGD1,600 per month.

The main bulk is due to:

1. Rent SGD600

2. Travel SGD300

3. Food SGD500 - SGD600

4. Transport SGD100

5. Others SGD100 - SGD200 (shopping, massage, wedding gifts, etc)

For insurance, it is all fully paid by the company, except for accident insurance.

I was more frugal when I was younger - but I realised I need to love myself too :)