Would you consider UOB One to be the best cash rebate card with the highest "return"?
With it being tied to recurring bills and grab expenses which could amount to more than $500. Does topping up with UOB one card on grab considered as a transaction?
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Pang Zhe Liang
27 Dec 2019
Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)
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If you can meet the respective criteria, then UOB One boasts one of the highest cash rebaete card right now.
That being said, you should spend exactly $500, or $1,000 monthly for a consecutive billing quarter in order to get 3% cashback. In like manner, spending $2,000 monthly for a consecutive billing quarter will give you 5% cashback.
Furthermore, do note that any amount in between does not yield any cashback, e.g. if you spend $999.99, you will only get cashback based on $500.
Hence, understand your cashflow and decide if it is the best card to use. All in all, always have a backup card in case you need it.
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