Anonymous
I currently have an HDB with me as the owner and my sis as the occupier. It has been fully paid up. Can I change the HDB to my sis name (residing overseas) and ballot for another BTO? Would she need to satisfy any HDB requirement if no money changed hand
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I am going to put out a lot of assumptions so the community, please correct me if I am wrong.
To change ownership, you need to go HDB to do the procedure. If it is fully paid up, i doubt there is any fees, maybe for some admin fees.
For BTO, you might be considered as a second timer, especially if you have taken up a loan for your first flat.
HDB will have records that you own a house previously so.. you are not going to be a first timer for BTO.