Why is my Stashaway account in negative returns now. Do they not rebalance for us. Anyone withdrawn yet?

They rebalance according to their rules.

You take on the risk.

Positive returns can never be promised.

The higher the return potential, the higher the risk.

Generally the performance of an equity invesment can only be judged after about 5, better 10 years, a time horizon that must be realistic for you to stay invested in any equity you chose.

The thing is that robo-advisors do not have much historical data to work with, but if they are following the idea of funds with long term returns, you should be looking at at least 10 years for any meaningful gains.

The key to dollar cost averaging an index ETF portfolio is to ride the up and down without market timing. Just continue funding and do not panic.

Rebalacing is not going to give you instant riches. Maybe your expectations of a robo was wrong as they are not a sure win money machine.

A lot of people are in the red now.

I agree with the Nicholas and Yang Teng. I'm comtemplating to increase my monthly contribution precisely because the market is falling (this is a method done called, dollar cost averaging).

The method works because we anticipate all these indexes to rise again after a few years. But never, ever DCA into a stock, unless you are sure it will not bankrupt and will rise again as a superstock.