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CIMB fastsaver gives 1% with no strings attached. You'll need to satisfy a few requirements before you're entitled to the 1.85% or more from DBS Multiplier. Since purpose of emergency is not touch it, better off in CIMB and let DBS Multiplier/OCBC 360/etc. be the current account (account used for transactions).
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CIMB fastsaver doesn't require you to fulfil any requirements, other than having $1000 in the account when you first sign up!