Which credit cards do you carry and why? Do you constantly look out for promotions and renew your credit card selections?

I carry only two cards now - uob one card and American express krisflyer blue card. They function as my cash back and miles card.

As a cheapo of course i am on a constant look out for promotions and renewal of credit cards :p

I constantly prune the credit cards I hold. Currently they are:

OCBC 360 - for my 365 acct
Uob one - for my wedding and grabpay
SC unlimited- catch all card
Citi premier miles- when earning miles makes meow sense than cashback

My inactive ones include:.
Citi SMRT. I'm still holding on to it as the minimum spend is low and if I cut the 360 I'll need something to replace!

I am hobbyist miles collector and I use Citi PremierMiles for this purpose. ✈️

For expenses that are huge , I will go with either Standard Chartered Manhattan or Unlimited cashback card (instant gratification to reduce my 💔).

No, I use the abovementioned cards because they work for most purposes. My time is too precious to waste it on chasing perks.

Here is everything about me and what I do best.

After carrying a whole bunch of credit cards, I have now whittled down to one because it saves me the headache of tracking.

Additionally, it frees my mindspace, since I now don't need to worry about how much to spend on each card etc.

As such, I don't constantly look out for promotions or renew my credit card selections.

Mental decluttering!