27 Sep 2020
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You can take a look at the following:
AMEX True Cashback (3% cashback on first 5k or for 6 months, 1.5% after)
Citi Cashback+ (4.5% on first 5k spent in first 3 months, 1.6% after)
SCB Unlimited Cashback (1.5% cashback)
These cards have no min spend which is good for your spending habits if you don't exceed $600 a month. Go to singsaver and have a look at the sign up promotions now!
You can consider CIMB Visa Signature. More details on cashback cards here: https://blog.seedly.sg/be...
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Up to 1.5% on eligible spend
MINIMUM ANNUAL INCOME
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I have similar expenditure, I’ll recommend DBS Live Fresh, 5% cashback capped at $20 for online and another $20 capped on paywave, if you find it hard to hit the min $600 expenditure, use it as ez-link (simplygo) when you take public transport, that way you can probably hit $600 min expenditure and receive a very good amount of cashback.
Tips: can always pay for food when go out with friends and ask them to pay you back to hit min expenditure.