Asked by Anonymous
Asked 1w ago
It can be financial advice or just about life in general.
I would tell my 21-year-old self to stop delaying and went ahead to read about investment stuff and put money in.
I delayed for a few years even though I am interested in personal finance and investments since my teenage years. That time, I guess I was too cautious and coward. So I would tell my 21-year-old self to stop delaying, be brave and take that first step early.
I will tell him to buy bitcoins. It will rise in price 10 yrs later, then sell at $18000.
Haha. jokes aside, I will tell him to do whatever he wants to do.
If he has done all the investment advice and money advice, he probably has less fun, less friends, less memories of his 21-25 yrs.
if he has done all the fun stuff, car stuff, party stuff, he probably has less money, less future now.
so yeah.... just continue the balance. nothing is right or wrong. there is always a cost, just that you will not be aware till years later.
PS: I will come back 5 yrs later to see if I will change this answer)
I always love the above graphic.
Life in General:
Top Contributor (Jan)
I would tell my 21 years old to focus on financial market, and learn how to setup a business. Buy ETFs when there is recession and market is done 20% and more. Ladder the buys. Get more mentors, learn from others, and do not be afraid to fall. Because the more you do, the more you learn, and the more important it is to learn from your mistakes.
And not to procrastinate and blame others. Get yourself together in the act.
I would think if I were to give myself some advice for my 21 year old self...
Focus on two things - Passion and Patience
I would tell my 21 years old self "it's ok to have fun ,do volunteering work but also start your freelancing . You are gonna loose your father next year so cherish the time with him when he is around and it's ok to confront openly on your different perspective. Make sure you take graduation picture with him ahead because he is not gonna make it til then. You can keep your promise to him really well and do a lot of great things later 10 years therefore you are more than enough . You are stronger than you think so you can dream big , feel enough and enjoy the present moment . Make sure you exercise from here until your thirties rather than realize health is wealth later.You didn't get to invest early in properties or any investment but your decision to invest in humans (your sister and brother future) is the best investment . You don't need to be afraid to start business early on because of childhood programming you will do just fine. All in all, your dad and mom are always proud of you so you can love yourself more and you deserve to buy a property early 30 not later. I wish you start travelling from your 20!!! you deserve it "☺️
Top Contributor (Mar)
Do more pushup, sit up and running everyday so can pass IPPT easier.
Learn about stocks. Learn about options selling. Learn about dollar cost averaging.
Don't spend too much time on going in and out and timing the marketing.
Just do DCA, do option selling, invest bigger when correction happens and you have money.
Spend the other time to enjoy life ;)
Top Contributor (Feb)
Save more, read up on financial stuff, study a financial related major, don't be so sappy and emotional. Start investing in options (which would have allowed me to retire by now if I did so)