What should I do with my Manulink Invertor OA and Manulink Enrich Option B?

Of course, insurance agents will say ILPs are good because they are expensive and contribute a lot to their commissions lol

they are rubbish products, pls avoid

best not to use ur CPF to invest and let it compound

This is the problem when people repeat blindly without knowing what they're talking about.

You bought a CPFIS ILP. It has no insurance charges.

When you bought it 2 years ago, you were charged a 3% sales charge and a 1% advisory fee per year.

Now this advisory fee has dropped to 0.7%. Next year 0.4%.

What's more important than the ILP, is the choice of funds you've invested in.

How about you just check how much that 60k is worth right now?

Also, are you planning to use that 60k to pay for the house? If yes, you're gonna need to sell anyway.

If no, do you still want to invest your CPF monies? If yes, and the performance and allocation of the funds are sound, you can keep it.

If you want to invest, but want to choose different funds, just do a fund switch, it's free.

If you don't want to invest and just get a guaranteed 2.5% interest, you can choose to surrender the policy.