Anonymous

05 Mar 2020

∙

General Investing

What's the appeal of SSB? Aren't returns quite low? Why do people still invest in it?

Why do people invest in SSB? Sorry am quite new to the investing scene, and can't seem to understand the appeal that SSB has? Could someone please explain the pros and cons and why it's a good investment to make for a certain demographic?

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Hariz Arthur Maloy

05 Mar 2020

Independent Financial Advisor at Promiseland Independent

The SSB is what we call a High Quality Govt Bond. Good for income and capital preservation.

If you're not looking to grow your money but rather preserve it, SSB and other High Quality Govt bonds give you that.

So risk adverse investors or older people who don't have a long term horizon can consider investing in SSBs as they shouldn't or cannot take too much risk and want both capital preservation and liquidity.

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Davin

05 Mar 2020

SSB is not an investment, it's a saving tool.
Investment come with risk whereas SSB basically has zero risk. Its suitable for ppl who just want to park their money at somewhere provide capital guaranteed.

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Victor

05 Mar 2020

Marketing at StraitsX

SSB is has virtually no risk as it is backed by the government. It is part of my overall investment ...

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Related Posts

What investment products can yield higher returns? I had a few people tell me to invest in SSBs and ETFs but I think the returns a bit too low.

What happens when no one buys SSB? Given the super low rate now, will there still be people interested to purchase it? What happens to the bonds if no one purchase it?

Most active investors do not beat the index. Why do so many people still do stock picking? Even if one has spare time to do active investing, shouldn't he still invest passively?

Hi I am a NSF, gonna work a year then study uni. I have $2k in SSB and $5.5k in SAYE for this 2 years and still contributing every month, also I have Posb Invest saver. What else should I Invest in? I have 5.5k left and I don’t know what to do?

I have $15k savings excluding emergency fund. I’ve been reading different investment articles and I’m still clueless. The only step I took was investing in SSB which is at $8k now. What should I do?