What is your opinion on Syfe REITs and 100% equities? Is it a “set and forget” portfolio? Invested $5000 and currently is at downwards trend?

Hi there, that's a good question. The REIT+ and Equity100 portfolios are ideal for mid-to-long term investors and can act like a set-and-forget portfolio for investors with long investment horizons.

As Aidan mentioned, market ups and downs are part and parcel of investing. But over the long term, the stock market tends to trend upwards. If you are able to set your emotions and judgement aside for several years, it is quite likely that you'll see a positive return on your investments over the long haul.

To share some context on our portfolios, Equity100 is a 100% equities portfolio that holds ETFs like the S&P 500 UCITS ETF, Invesco QQQ, iShares MSCI EAFE ETF and more. Overall, these ETFs give you exposure to over 1,500 stocks the likes of Apple, Amazon and Microsoft. It is ideal for investors who want potentially higher returns over the long term.

Our 100% REITs portfolio contains 20 quality Singapore REITs, and tracks the SGX iEdge S-REIT Leaders index. This portfolio is ideal for income investors due to the relatively stable dividends that REITs provide. For more insights on the mid to long term outlook for REITs, please also check out our article here: https://www.syfe.com/magazine/why-singapore-rei...

Hope this helps!​​​

Hey anon,

Set and forget can be a good strategy to train your patience as such investment is really a long term game. We can't expect it to be upwards trend all the way without any fluctuation. There is bound to have some drawdown time to time, considering if you have invested at its peak. In order to ease your concern on market downwards trend, do consider RSP into them so that you are able to buy the units at a lower price to average out your initial cost.