Early Critical Illness (ECI)
Asked by Anonymous
Asked on 31 Mar 2019
Early critical illness
Top Contributor (Jun)
Firstly, the Aviva living care plus is from the MINDEF group term policy. It's not a private policy.
The living care plus only covers 10 early Critical illness conditions. It's non comprehensive and premium increases with age band.
Getting a private ECI cover that covers 90-120 conditions is wayyyy better and premiums stay level.
The Prudential one you mentioned is one of them. But if you'd like a comparison between other insurers as well, I can provide that.