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Anonymous
18 Apr 2019
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Early critical illness
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Hariz Arthur Maloy
01 Apr 2019
Independent Financial Advisor at Promiseland Independent
Firstly, the Aviva living care plus is from the MINDEF group term policy. It's not a private policy.
The living care plus only covers 10 early Critical illness conditions. It's non comprehensive and premium increases with age band.
Getting a private ECI cover that covers 90-120 conditions is wayyyy better and premiums stay level.
The Prudential one you mentioned is one of them. But if you'd like a comparison between other insurers as well, I can provide that.
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Firstly, the Aviva living care plus is from the MINDEF group term policy. It's not a private policy.
The living care plus only covers 10 early Critical illness conditions. It's non comprehensive and premium increases with age band.
Getting a private ECI cover that covers 90-120 conditions is wayyyy better and premiums stay level.
The Prudential one you mentioned is one of them. But if you'd like a comparison between other insurers as well, I can provide that.