What is the difference between Aviva's Living Care Plus and Prudential's PRUearly Stage Crisis Cover? - Seedly
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Early Critical Illness (ECI)

Asked by Anonymous

Asked on 31 Mar 2019

What is the difference between Aviva's Living Care Plus and Prudential's PRUearly Stage Crisis Cover?

Early critical illness

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Hariz Arthur Maloy
Hariz Arthur Maloy, Independent Financial Advisor at Promiseland Independent
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Top Contributor (Nov)

Level 10. Unicorn
Answered on 01 Apr 2019

Firstly, the Aviva living care plus is from the MINDEF group term policy. It's not a private policy.

The living care plus only covers 10 early Critical illness conditions. It's non comprehensive and premium increases with age band.

Getting a private ECI cover that covers 90-120 conditions is wayyyy better and premiums stay level.

The Prudential one you mentioned is one of them. But if you'd like a comparison between other insurers as well, I can provide that.

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