Anonymous
What happens to points when I cancel a credit card?
I'm currently using a Citi Rewards card, but am thinking of cancelling it then applying for a Citi Premier Miles card instead. I am wondering what happens to the points I've accumulated upon cancellation, are the points stored on the card or on my Citi account?
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Jonathan Chia Guangrong
07 May 2019
SOC at Local FI
The points will be tied to your card account. So if you cancel it the points will be forfeited.
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The points are stored in your card, so cancellation means good bye to the points. Suggest you redeem them before cancelling the card.
Just a side note, Cit Rewards Card gives you ThankYou points while Citi Premier Miles gives you Citi Miles. Both are different, and they don't pool.