What do you feel is worth spending your money on?

For me, it will be things that I use often on a day to day basis

• Laptop (used for work and study)
• Headphones (used during work/study and on the daily commute)
• Shoes (wearing every day)

Nevertheless, value-for-money is still a big consideration! Not gonna spend way more on an item if it's only marginally better than its alternative

As a general rule of thumb for myself, I like to spend money on things that contribute to long-term benefits. Here are the things that I think is worth spending my time and money on:
1. Nutrition - by this, I mean nutritionally dense foods. So for $5, I would choose protein and fibre from the cai png stall, as opposed to bubble tea.
Long term benefits: Good health, mental clarity etc etc.

2. Exercise - this can be free, but I have found that spending money to learn from good instructors is very helpful. Their advice helps to push you beyond what you thought was possible, and all in a safe way. I can count the number of times I have seen people doing poor form in big gyms, and this counts towards potentially injuring themselves in the process.
Long term benefits: Strength and mobility as I get older

3. Investments - this includes anything from big ticket items like high rental yield free-hold property, to equities. I definitely favour putting money into things that grow.
Long term benefits: Hopefully a growing investment portfolio ;)

4. Memories with loved ones - this is where I am probably the most extravagant with my money. I have no qualms bringing for eg. my dad on a Japan trip and checking out good food places, because I know all these count towards memories.
Long term benefits: Treasuring time with loved ones.

Beer.

Spending on courses, books, seminars and coaching. The best investment that you can do is to invest in yourself. Nothing beats this.