Asked by Anonymous

What can I do if i am not eligible for any health insurance and hospital plans?

Diagnosed with early stage cancer. Have no coverage for Hospitalisation and health insurance. What should I do?

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  • Yixiong Chang
    Yixiong Chang
    Level 5. Genius
    Answered on 06 Dec 2018

    I would need to know more details (your age, diagnosis, current medical condition etc). I might be able to help u join a group H&S. Please pm me on my facebook.

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  • Luke Ho
    Luke Ho, Kick-Ass Financial Services Consultant at Trillion Financial Planners
    Level 6. Master
    Answered on 06 Dec 2018

    You can start to invest long term to build up a financial fallback in the event of extreme emergency/disease.

    Aside from them, you should also consider three things:

    1) GIO plans - because they will still provide you additional benefits regardless of your c ondition, and may be better for preservation of your capital.

    2) Pre-existing insurance plans - Such as AIA Diabetes and PruTerm which may cover you despite your preexisting condition.

    3) Topping up your Medisave - because it will be your primary fallback and compounds at a guaranteed rate.

    You can always nudge me if you would like help on these matters.

    https://www.facebook.com/luke.ho.54

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