Anonymous
If go annual check-up and tell the doc that I may have experienced some symptoms of Colon related illness and ask for his/her recommendation if I should go for the colonoscopy examination. Under this type of situation, are we allowed to claim from Shield Plan? If yes, does it also cover the pre-admission examination?
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Josh Tan Jian Liang
14 Apr 2020
Co-founder https://theastuteparent.com at Promiseland Independent Pte Ltd
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Pang Zhe Liang
14 Apr 2020
Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)
Generally, you need to be confined at the hospital for a minimum of 6 hours before a claim may be admissible under the integrated shield plan. However, you may wish to check and confirm whether colonoscopy is covered under day surgery. If so, there may be some form of coverage from the plan itself.
For the most accurate answer, I will suggest for you to check with your agent. Above all, he should be able to give you the right advice.
I share quality content on estate planning and financial planning here.
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Loh Tat Tian
14 Apr 2020
Founder at PolicyWoke (We Buy Insurance Policies)
Most likely not unless deemed necessary. To help with the case, its better to get referral from a po...
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Hi Anon
Yes. Colonscopy is considered as day surgery procedures and will be covered under shield plans if it is ordered by your doctor during a consultation.
In addition
AXA shield offers unique value added services for specialist clinic.
This is especially useful if in future you don't have a corporate wellness benefit
There are 400 specialist clinics. Prices are:
(i)Specialist standard consultation at S$100 per consultation
(ii)Follow-up standard consultation at S$70 per consultation
You can also enjoy preferential rates if you are referred by AXA's panel laboratory if you need to do a diagnostic laboratory investigations.
I've this full article to share with you or anyone on AXA shield and why it's one of my preferred recommendations for shield plan
https://www.theastuteparent.com/2019/01/axa-shi...
If you've further queries on how colon related conditions are covered with your other insurance plans, drop me an email at [email protected] or contact any qualified adviser
PS: Sub to our telegram for the latest financial planning ideas https://t.me/theastuteparent