Asked by Anonymous
Don't think of pros and cons. Think how your $1 could make a difference to the lives of others. Contribute from the heart.
Maybe people has yet to find out what CDAC does. I would suggest for you to go and find out ECF and CDAC. From what I know, they may deny benefits (which I believe most posters aren't even aware if they say no cons to opt out)
Off-Hand I can remember is, you will not be able to apply for scholarships, nor receive help from CDAC (or subject to lots of scrutiny), simply because you opt out of it.
Your dollar contribution helps students ! I got subsidies When I was a kid plus it give you tax rebates so i think it is good to contribute