Anonymous
What are the best ISPs out there?
I am a 25y/o looking for an ISP. Understand that there are 7 insurers offering ISP, which would be the best plans that I can consider? What are the main considerations that I should have when choosing an ISP?
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Loh Tat Tian
20 Jan 2020
Founder at PolicyWoke (We Buy Insurance Policies)
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Tan Li Xing
16 Jan 2020
Financial Consultant at Prudential Assurance Company (Singapore)
Hi Anon,
I think in regards to ISP, most of the coverages are pretty similar, and I think it might be better to have meet up and see what works best for you.
In regards to ISP, are you looking at the highest possible coverage? Meaning Private healthcare with the rider that will subsidise the deductible and co-payment portion?
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Hariz Arthur Maloy
15 Jan 2020
Independent Financial Advisor at Promiseland Independent
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If I have to say it simply, there is not much difference betweem the plans.
But If i were to expand it, there is HELL lot of difference in the coverage for the plans.
Why is it this way? Each hospitalisation plans have unique selling features (Which is not a dealbreaker), unless you wish to get the coverage. (proton treatment?, final expense, limit for each treatment, private hospitalisation interpretation, hospice? etc etc).
There is no simple answer to this simple question if you ask me. Do not believe? See the chart i posted in linkedin.
https://www.linkedin.com/pulse/almost-complete-...