Asked on 01 Aug 2020
It depends on the severity of the medical condition, as well as the current situation on this condition. I will suggest for you to speak with an experienced consultant to understand and evaluate the situation.
As a start, the first priority should always be healthcare. The reason is simple - medical inflation hits 10% in 2019. Consequently, a single medical treatment could potentially wipe out all your savings. Therefore, it is always good to know the healthcare insurance policies available in the market and to evaluate whether you should enhance your coverage.
(Read Part 1.3 on Integrated Shield Plan to have a brief idea on what you can do when you have a medical condition.)
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The application success of your application depends on a number of factors, such as corrective treatment done, current health condition as well as whether you are still undergoing any possible treatment.
Your immediate priority at this point, would be to get a hospitalisation insurance. It is hard to ascribe a certain chance of success in your case, so your best option is to just apply with as much details as possible regarding your condition.
If you do not have anyone assisting you in the matter, do drop me a contact request, so that we might address your current worries.
Have a great weekend!
Most important to get hospitalisation coverage and critical illness coverage.
Enhanced IncomeShield Preferred
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