Asked by Anonymous

What are some 15 years limited pay whole life insurance with early critical illness coverage till 70 years old for about 150k coverage with multiplier?

I'm 27 years old, female and non smoker

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    • Luke Ho
      Luke Ho, Money Maverick at Money Maverick
      160 Answers, 265 Upvotes
      Answered on 06 Dec 2018

      Almost every company offers this.

      As an FA who offers multiple companies, I've done a comparison table of whole life+early ci across the board. Each has its pros and cons and have benefits depending on your profile. Prices can also defer from age, especially between the early 40s group and the late 20s group.

      The price also depends on what kind of multiplier you want. A $50,000 x 3 is cheaper than a $75,000 x 2, but you'll have substantially less of a claim after 70 as well as lower cash values, which can be pretty important once you see the difference in numbers.

      Do drop me a PM and we can talk about this properly.

      https://www.facebook.com/luke.ho.54

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